Identity Theft Prevention

TO ALL State Employees:
From: Dan Cassin,
Certified Identity Theft Risk Management Consultant,
Harvard Benefits Consultant.
Top 10 reasons for this New Employee Benefit:
ID THEFT/ Family Pre-paid Legal Plans, all the benefits below, and more.
1. ID Theft grew 22% in 2008 according to FTC (Feb 2009) to 9.9 million; that's just the reported ID Theft events.MSNBC/ USA TODAY report 1 in 4 families have been affected by ID Theft; fewer than 40% know about it.Everyone knows someone who has been affected by ID Theft. Dan has been. How would you know about it? How do you protect yourself? Your employee benefit can help. Email Dan about how this benefit works.
2. The average person doesn't think they need a lawyer; the top 10% know they do.In the Commonwealth of KY, you need a WILL and/or Trust or DNR and other Legal documents. "That's gonna cost me, Right?" Wrong! Our great lawyers can provide you one for free. And depending on complexity, more complicated wills, trusts and other forms are nearly free or at a greatly reduced rate from your benefits.
3. "Someone's fooling with my Credit or my Name or my legal documents. I need to stop the problems and clear my name and keep my job and my money. What do I need to do? How much will it cost me?" The answer is nothing to both questions! It can take up to 600 hours (USA Today, FTC) to fix that, mostly during work hours. You can afford the great lawyers on our plan.Let our ID Theft Sheild Plan fix it for free! Ask Dan how this employee benefit works.
4. The average person doesn't think they can afford a lawyer; the top 10% can, the bottom 10% have Legal Aid. Our plan is for the 80% who may have only 1 legal issues/ year, some have 3+ legal issues per year. (ABA research) "My %$#% bill is wrong, and (dept store) customer service won't fix it for me. What can I legally do about it? Can anyone call / write them for me and fix this?" YES, at no cost to you! Dan had it happen to him; the Lawyer wrote them and in 2 weeks it was fixed. I didn't owe them a thing!! It didn't cost Dan any more. Ask Dan how affordable this benefit is.
5. "OK, I had a traffic ticket (could've been an accident) in NY. Maybe I was going fast. Can someone go to NY courts for me without charging me?" Yes they can.
Dan called his local attorney, they called a New York lawyer, who went to court for me.
He got the charge reduced, lessened the fine, no points reported.
No increase in insurance premium. No attorney time charges. Ask Dan how this benefit helps you.
6. "I started a new business and needed legal advice. How do I form my Company? What do I do about taxes? What about employees? Can someone do contract writing/review? Where can you get advice like that for free?" I get these questions constantly.
There are 102 reasons to protect your business with this benefit.
Let's get your business protected/advised/ and setup correctly. Let Dan show you how to get free advice/help from this benefit.
7. "Someone's says they're gonna sue me. Wish I had a Lawyer on my side, but I can't afford those huge retainers and hourly charges." - Let's get rid of those charges today, and you'll HAVE your own Lawyer. He/she can call/write them or defend you for $0 (zero) hourly rate for up to 60 court hours - (that's the 1st year; adds up to 300 court hours at 5 years!) A great benefit, if you are sued.
8. "I did my own 2008 taxes. IRS wrote me a letter.
Can I get a lawyer to go there with me? How about at no hourly charge?"
Yes on both counts. Ask Dan how this benefit defends you.
9. "My neighbor/ friend/ relative/ stranger/ business person is trying to cheat/sue me. Who can advise me of my rights and can they do it for free?" Yes, our lawyers will do that (as long as you're not involved in something criminal). You have no rights, if you don't know what they are.
Ask Dan about your benefits under this plan.
10. There are over 101 reasons nearly 2 million people use our ID Theft Legal benefit plans (see flyer attached). TOP lawyers/ legal network. Large benefits in 6 areas of legal issues., including Identity Theft Small monthly charge: Less than the cost of 1 lunch per week. One year is less than one month of the avg. health benefit cost. One use will pay for the entire year in legal fees avoided. And is less than one month of Medical plans.Dan has saved over $500.00 in legal fees this last 12 months alone over the plan cost.
Ask Dan how this benefit saves you time off the job, time spent dealing with personal issues and money.
The only problem is Personnel can't tell you of your state-approved benefits. Why?
1.They don't know about the benefits and how they help you! It's not on the website or in the benefits info.
2. State employees are using state-employed lawyers as personal lawyers, making the state liable. Isn't it illegal?
3. They don't know the Top 3 reasons people take time off have nothing to do with illness,
but involve personal, legal and family issues, that probably could be handled by their benefit lawyers.

Get the free info from Dan.
Dan Cassin, CITRMS, CLTDF
Go here to sign up: www.prepaidlegal.com/hub/dancassin
Author of "Creative Leadership Dynamics"& Leadership Team Development FacilitatorBusiness & Family Identity Theft Consultant
502-554-2397 email: dan@dancassin.com